Pre-Approval

Get ahead of the competition with a pre-approval

Are you in the market for your first home? Or perhaps looking to increase your investment portfolio with additional property? Before you can complete purchase, you need to go through the process of securing a loan which can be a lengthy process at times. This is where a pre-approval comes in handy.

Step 1 – Speak to a Seamless Broking

The first thing you’ll need to do is gather the knowledge. We will ask you a number of questions about your income, employment history and your goals. We will then take this information to work out your borrowing power so we can find your ideal loan. You’ll be in the know for all the fees and charges you are liable for as well, so nothing can sneak up on you later on.

Step 2 – Sorting your application

Now that you’ve picked your home loan, it’s time to apply. We will be your guiding hand in this process, ensuring that every stage of the application is as Seamless as possible. We will let you know which documents to gather, assist you in filling the paperwork as well as liaise with the lender throughout the application process.

Step 3 – Getting pre-approved

Once the lender gets your application, the ball’s in their court. They’ll spend some time going through the information you’ve provided to make sure all the details check out. They’ll also use a credit reporting agency to check your credit history. Once you pass, then congratulations – you’ve obtained pre-approval for the loan, and you now are ready to find your dream home!